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Checking Your Credit Health

Checking Your Credit Health The first step is get copies of your credit reports from all three credit reporting bureaus.  Review the credit reports for errors and send letter to both the credit reporters and the company that originally filed the false information. ...
Debt Collector Crimes

Debt Collector Crimes

Debt Collector Crimes What is Illegal Debt Collection? It’s sad that this kind of illegal behavior still comes from debt collectors. If you owe money to debt collectors, you may have experienced some of these illegal debt collection tactics: Telling people they...
What is Your Credit Score With No Credit History?

What is Your Credit Score With No Credit History?

What is Your Credit Score With No Credit History? Can you imagine? If you have no credit history, because you’ve been a good non-borrower, it’s worse than having a crappy credit history. No Credit History – a personal story Our blogger, Justin...
Credit Card Double Cycle Billing

Credit Card Double Cycle Billing

Credit Card Double Cycle Billing A method used by creditors, usually credit card companies, to calculate the amount of interest charged for a given billing period. Double–cycle billing takes into account not only the average daily balance of the current billing...
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