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Living Down Bad Credit History

Living Down Bad Credit History

Living Down Bad Credit History This guy thought that he could get a lower interest rate on his credit cards because he’d become somewhat financially “respectable” But, I reasoned, I make good money now. I have a mortgage. They will have to respect...
77 Million Americans with Debt in Collections

77 Million Americans with Debt in Collections

77 Million Americans with Debt in Collections 77 million Americans — 35 percent of those with files at a major credit bureau — have a debt in collection. Nevada has the worst record, with 47 percent of consumers with a credit file showing a debt in...
Secured Credit Cards, Pre-Paid Credit Cards

Secured Credit Cards, Pre-Paid Credit Cards

Secured Credit Cards, Pre-Paid Credit Cards Secured credit cards are another name for pre-paid credit cards. It works like this:  someone starts a savings account with a bank or credit union.  They get a secured credit card against the amount of money in the account....
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