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Credit Counseling and Illegal Robo-Calls

Credit Counseling and Illegal Robo-Calls

Credit Counseling and Illegal Robo-Calls There is strong evidence that debt “relief” companies are not all good.  Clear Point Credit Counseling has been sued in a class action under the Telephone Consumer Protection Act (TCPA).  This “credit...
Debt Collectors and Phones – the TCPA

Debt Collectors and Phones – the TCPA

The Telephone Consumer Protection Act (TCPA) affects the activities of debt collectors because it restricts telemarketing activities and the use of “autodialers.”  Of course, then there were a great debate on the definition of  “autodialer.”...
HELOC Troubles

HELOC Troubles

HELOC Troubles It is so tempting to think of home equity as money in the bank, especially when it can be turned into money with a Home Equity Line of Credit (HELOC).  But as the 2008 financial crisis taught us, home equity can go away.  Then a homeowner can be stuck...
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