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Psychology of Overspending

DEBTOR PSYCHOLOGY Good Lord,it’s actually a medical illness. Compulsive buying disorder (CBD), or oniomania (from Greek ὤνιος ṓnios “for sale” and μανία manía “insanity”[1]), is characterized by an obsession with shopping and buying...

Wage Garnishment

WAGE GARNISHMENT What will a collection company do to get the money they feel they are owed? More than half of U.S. states will allow a creditor with a judgement to take 25% of someone’s paycheck.  When a person is finally getting on their feet and able to start...
Student Credit Card Debt

Student Credit Card Debt

Student Credit Card Debt It seems almost unbelievable,doesn’t it? Four years ago, Mitzi Pool entered the University of Central Oklahoma with a cheery smile and an optimistic outlook. Three months later, she hanged herself in her Edmond dorm room. Norman High...
UNJUST ENRICHMENT IN DEBT COLLECTION CASES

UNJUST ENRICHMENT IN DEBT COLLECTION CASES

UNJUST ENRICHMENT IN DEBT COLLECTION CASES For fun, let’s learn about “unjust enrichment” (not a ton of fun, but this is a law blog, not one covering the antics of Spongebob Squarepants.) Possibly Susie goes to the nail salon, gets her manicure, and...
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